From Bill
Notes from the office on 68th Street
Stories and opinions from six years of sitting across the table from people figuring out Medicare and retirement. Written the way I talk.
The 14 Days Before Open Enrollment: How I Review Every Client
2027 plans post October 1 and Open Enrollment opens October 15. How I decide who to call first, what I check, and why I leave people in a good plan alone.
Ten Years on Medicare and Nobody Told Her
A client went about 10 years without knowing her plan covered care she needed. What happened, why it's common, and how to find benefits you already have.
Why Every Medicare Review I Do Starts With Your Medications
Your prescriptions are the one cost you'll have every month, and plans price them very differently. Here's what I check first, and what it means before 65.
The Wrong Retirement Question (and the Right One)
Most people ask if they'll run out of money before they die. I'd rather we ask how much legacy you'll leave. Here's why that changes the whole plan.
Why I Left the Factory Floor for Medicare
Twenty-plus years in manufacturing, a license in 2017, an agency that opened weeks before the 2020 shutdown, and how a friend pointed me toward Medicare.
Retirement Is a Puzzle. Most People Are Missing Pieces.
Why there's a puzzle in my logo: health care, income, how long money lasts, long-term care and legacy, and how moving one piece shifts all the others.
Talk to Bill
Want a straight answer about your situation?
Bring your medications and your doctors. I will lay out your options in plain English, and you decide. My help costs you nothing, and there is never any pressure.
In person in Lincoln, by phone, or by video. By appointment.
