Calculator
Part B premium comparison calculator
Compare the official 2026 standard premium with the projected 2027 amount, for one person or a couple. The 2027 amounts are estimates until CMS finalizes them.
| Standard premiums | 2026 official | 2027 projected |
|---|---|---|
| Per person, per month | $202.90 | $209.50 |
| 1 person, 12 months | $2,434.80 | $2,514.00 |
| Annual deductible per person, separate from premiums | $283.00 | $292.00 |
Projected premium increase for your selection: $79.20.
2027 figures are Trustees projections, not final CMS amounts. Checked October 13, 2026. This comparison assumes the standard premium, with no IRMAA, late penalty or assistance. The deductible is not prorated by months. This is not a total medical spending estimate.
Your selections stay in your browser.
Read the Part B guide for coverage and payment rules, or compare the Part A hospital and nursing facility costs.
Frequently asked questions
No. The calculator uses the projections in the 2026 Medicare Trustees Report, checked October 13, 2026. CMS publishes final Part B amounts separately. Do not treat this estimate as a Medicare bill.
No. It compares standard Part B premiums and shows the annual deductible separately. It excludes your coinsurance, Part A costs, drug coverage, supplemental plan premiums and any Medicare Advantage costs.
No. Medicare covers each person separately. Each spouse pays their own premium and annual deductible. The deductible is not reduced because you enrolled for fewer months of the year.
Your premium may be higher than the standard amount. A Medicare Savings Program may help pay it. Check your Social Security or Medicare notice for your own amount.
Related guides
Learn · 6 min readMedicare Part B: Coverage, Premium, Deductible and IRMAASee the projected 2027 Part B premium and deductible beside official 2026 costs. Learn about coverage, 20% coinsurance, IRMAA and payment options.Read
Learn · 7 min readMedicare Part A: What It Covers and How Its Costs WorkCompare official 2026 Part A costs with projected 2027 deductibles and coinsurance. Understand benefit periods, hospital stays and skilled nursing coverage.Read
Learn · 6 min readIRMAA: How the Brackets Work, the 2-Year Lookback, and Appealing With Form SSA-44IRMAA explained: how the Part B and Part D income brackets work, why 2024 income sets your 2026 premium, and how to appeal after retirement with SSA-44.Read
Learn · 5 min readMedicare Savings Programs in Nebraska (QMB, SLMB, QI): Limits and How to ApplyHow Nebraska sets income and resource limits for QMB, SLMB and QI, what each program pays, a worked example, and how to apply through Nebraska DHHS and iServe.Read
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